Tag Archives: employee premiums

The most affordable health coverage for families and individuals is usually group coverage offered by employers. Larger companies have traditionally been able to offer better plans because of their larger purchasing power. Although employers and groups are not required to do so, most Texas health insurance plans are employer-based or offered as benefits through organizations and associations, including unions, churches and professional membership groups. Employers and groups that make health insurance available to employees and members are not required by law to contribute anything toward plan member premiums, although some insurance carriers mandate that employers pay at least 50% of employee premiums. Continue reading →