Communication can help company wellness programs succeed

By Lisa Gillespie

October 17, 2011

What good are company wellness programs if employees don’t know about them and the services offered?  Just like other employee benefits, wellness programs can be under-appreciated and under-used if they’re not properly communicated.

Currently, 60% of employers offer a wellness program, and another 8% of companies plan to offer one within the next 12 months. The growing popularity of wellness programs bodes well for the health of our country’s workforce, but only if employees take advantage of them.

“Employers today are more interested than ever in offering wellness programs to their employees,” says Randy Horn, president and CEO of Colonial Life & Accident Insurance Company.  “They’re looking for ways to help offset the rising cost of providing health care coverage to employees, and they want to attract and retain a quality workforce as well. But merely offering a wellness program won’t necessarily get employees engaged, you have to communicate well and often.”

Employers can partner with a benefits carrier that offers face-to-face communication as part of its enrollment services to help spread the word about their wellness benefits. Tools such as benefits statements and salary illustrations can help employees understand the value of the services provided. But a sit-down, face-to-face session with a benefits counselor can help employees develop an even better awareness and appreciation of a company wellness program.

“Don’t underestimate the value of personal, individualized benefits communication in today’s workplace,” says Horn. “The increasing responsibility employees have for making decisions about their benefits makes good communication more important than ever.”

The perception among employers is that their workforce knows very little about their benefits. In fact, less than 19% of employers think their employees have a very good understanding of their benefits. And nearly 5% think their employees know nothing at all about their benefits.

In a Harvard Business Review 2010 survey of HR leaders, 43% say their employees are satisfied with their benefits, but considerably fewer (30%) say the same about their benefits communication. In fact, 23% of them say their employees view their benefits communication as weak.

“Employers shouldn’t let poor communications impact their investment in a company wellness program,” says Horn. “They can complement the work that’s being done by HR departments and others in the company by adding 1-to-1 benefits communication to their toolbox.”

Source: Employee Benefits News article used by permission

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Easing stress during open enrollment

Posted October 11, 2011 by Bryan Brenner at 07:28AM.

Open Enrollment. Those two words are at once frightful and insightful. It’s a time when you’re able to make decisions with clients and do the work you love to do, but it’s also filled with late nights, long meetings, and at times, intense frustration.

Research has shown that the open enrollment period also is a time of added stress for employers seeking to protect their financial health while offering a cost-effective and robust health plan for their employees. Given the static economy, employees are worried about rising insurance premiums and the effect on their livelihood.

It’s a double-edged sword.

The weight of that employer and employee strain rests squarely on the shoulders of benefit consultants and brokers charged with finding a health care and welfare benefit platform that pleases both parties – a stressful task indeed.

As a way to ensure a smooth open enrollment process, it’s crucial to have a strategy in place. Here are eight ways to ease the stress level during this hectic time:

1. Plan Early

It goes without saying, but by having a plan for renewal schedules, ID card delivery, and decision dates, you can stay ahead of the curve. Even if you’re just planning a week ahead, it’s better than taking things as they come at you.

2. Create Transparency

If you can, map out important dates in a common place – maybe it’s an Intranet, or maybe it’s as simple as a poster board. Are the deadlines being met? Is everyone doing their part? Transparency builds accountability and a sense of teamwork.

3. Delegate

If there are functions of your role you can get help with and gain bandwidth, do so. Ask yourself what it is that you do that only you can do – and go down from there.

4. Hold People Accountable…

It’s not easy to ask people the hard questions – especially internally. If deadlines are frequently being missed by a team member, stop and ask what’s going on. You might find out that things are different or more difficult than you thought.

5. …But Be Realistic

Things will happen that get in your way. Miscommunication is most likely the case. Be prepared to be flexible and adapt to the situation.

6. Keep Your Attitude in Check

Your attitude, positive or negative, will influence those around you. If you’re having a bad day, do what you can to be a good sport for those around you. You’ve heard the expression “fake it ‘til you make it” – it holds true here too.

7. Recognize Success

If a member of your team has done something well – tell people about it. Try not to be so busy that you neglect the excellent work that those around you are getting done.

8. Debrief

It’s all too easy to bid good riddance to Open Enrollment season and move on to your next project. But take some time and reflect on what went well – and more importantly – what didn’t. Asking your clients the same thing will allow you to improve things for next year.

So there you have it. A few tips to keep everyone on an even keel so that when you make presentations to employers and employees, the stress doesn’t show.

When the open enrollment period is over, you’ll feel better about your performance and confident that your clients have at their fingertips the best strategy available.

Brenner is chief executive of FirstPerson, a consulting firm based in Indianapolis that creates customized employee health care and welfare benefit programs.

Source:  Employee Benefit News

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Benefits managers move from traditional to innovative communication strategies

By Lisa Gillespie

October 3, 2011

Things have changed.

Health care costs have turned benefits from HMOs to consumer driven health care. Pensions have long been a thing of the past and the process has shifted onto the consumer and onto benefit managers.

According to Jennifer Benz, chief strategist and founder of Benz Communications, this also changes the role that benefit managers play.  [Read More]

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BLS: Benefits costs nearly 30% of total wages

By Lisa Gillespie

September 15, 2011

The latest federal data shows that benefits costs account for about 30% of employees’ total wages, as private-sector employers spent an average of $28.13 per hour worked for employee compensation in June 2011. Further, the Bureau of Labor Statistics reports, wages and salaries averaged $19.81 per hour worked and accounted for 70.4% of these costs, while benefits averaged $8.32 and accounted for the remaining 29.6%.

In June 2011, average costs in private industry for retirement and savings benefits were $1.03.  [Read more…]

Source: Employee Benefits News article used by permission

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Study indicates STD, LTD remain stable despite economy

By Lisa Gillespie

September 12, 2011

Against conventional wisdom, the
recession didn’t spur employees toward increased short-term and long-term
disability claims. On the contrary, a new study of employers
from the Integrated Benefits Institute indicates that key aspects of lost-time
benefits programs have remained remarkably stable.

“I expected to see one of two things: Because
of the tremendous changes in the economy, I expected to see dramatic changes in
disability,” says IBI President Thomas Parry. The second: That it would stay
flat. “Employees are so concerned abut not having a job when they returned from
disability that they sucked it up and decided not to file a claim.”

Though costs for longer leaves of
absence have not gone up, Parry warns employers that they may go up if
employers opt-out of the health care system.

“Employers have traditionally
focused on health care costs as the big ticket item, but the real cost of
health is when you bring in things like productivity and absences; health care
cots can be smaller than the lost-time costs,” Parry says. “If employers
bifurcate those programs, they risk exacerbating the outcomes of health.”

Source: Employee
Benefits News
article used by permission

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